Terms and Conditions

Last updated: April 2026

1. Introduction

Welcome to Privacy Solutions. These Terms and Conditions (“Terms”) govern your use of our website privacy-solutions.com and the advisory and facilitation services we provide. By accessing our website, contacting us, or engaging our services, you agree to be bound by these Terms.

Please read these Terms carefully before using our services. If you do not agree with any part of these Terms, you should not use our website or engage our services.

Privacy Solutions is registered in Delaware, USA. We maintain a remote team across the United Kingdom, Portugal, and Montenegro. We have been providing international corporate advisory services since 1998.

2. Description of Services

Privacy Solutions provides advisory and facilitation services related to international company formation, banking introductions, residency and immigration programmes, financial licensing, and corporate structuring. It is important that you understand the nature and limits of what we do:

2.1 What We Do

• Advise clients on jurisdiction selection, corporate structures, and international business strategies
• Facilitate company registration and incorporation across more than 35 jurisdictions worldwide
• Introduce clients to banking partners and assist with the account opening process
• Coordinate with local agents, law firms, and government authorities to complete client projects
• Guide clients through residency and immigration programme applications in selected countries
• Assist with preparing and submitting financial licensing applications

2.2 What We Are Not

Please note the following important clarifications:

We are not a law firm. We do not provide legal advice, legal opinions, or legal representation. While we work with licensed attorneys in various jurisdictions to facilitate services, Privacy Solutions itself is not a legal practice.

We are not regulated financial advisors. We do not provide investment advice, portfolio management, or regulated financial planning services. Any references to financial matters on our website or in our communications relate to corporate structuring and facilitation, not personal financial advice.

We are not a bank or financial institution. We facilitate introductions to banking partners but do not hold, manage, or control client funds.

We are not a tax advisory firm. While our services may have tax implications, we do not provide tax advice. We strongly recommend that clients consult qualified tax professionals in their home country and relevant jurisdictions.

If at any point during our engagement you require legal, tax, or financial advice that falls outside our scope, we will recommend you seek guidance from an appropriately qualified professional.

3. Client Responsibilities

By engaging our services, you accept the following responsibilities:

3.1 Accurate Information

You must provide complete, accurate, and truthful information at all times. This includes personal details, business information, source of funds declarations, and any documentation requested during the course of our engagement. Providing false, misleading, or incomplete information may result in:

• Delays or failure of your application or service
• Termination of our engagement without refund
• Reporting obligations on our part, where required by law

3.2 Compliance With Your Own Laws

You are solely responsible for ensuring that your use of our services complies with all laws and regulations applicable to you in your country of residence, citizenship, and any other relevant jurisdiction. This includes, but is not limited to:

• Tax reporting obligations in your home country
• Foreign account reporting requirements (such as FATCA, CRS, or equivalent)
• Capital control or foreign exchange regulations
• Any licensing or registration requirements for your intended business activity

We cannot and do not advise on your personal legal or tax compliance obligations in your home jurisdiction. We encourage you to consult local professionals before engaging our services.

3.3 Timely Cooperation

Many of our services involve time-sensitive processes with government authorities, banks, and other institutions. You agree to respond to requests for information, documents, or signatures in a timely manner. Delays on your part may affect deadlines, fees, or the success of your application.

3.4 Lawful Purpose

You confirm that the services you are requesting are for lawful purposes only. You must not use our services for any illegal activity, including but not limited to tax evasion, money laundering, fraud, or the financing of illegal activities.

4. Service Limitations

It is important to understand the boundaries of our role:

We connect, we do not guarantee. We introduce clients to professional service providers, banks, government registries, and legal practitioners. While we select our partners carefully and have established relationships built over many years, we cannot guarantee any specific outcome. Approval of company registrations, bank account applications, residency permits, or licences is at the sole discretion of the relevant authority or institution.

Third-party decisions are beyond our control. Banks may decline account applications. Government authorities may reject residency applications. Registries may request additional documentation. We will advocate on your behalf and use our experience to maximise the likelihood of success, but we cannot guarantee results.

Processing times are estimates. Any timelines we provide are based on our experience and current information from partners and authorities. Actual processing times may vary due to factors outside our control, including government backlogs, regulatory changes, or additional due diligence requirements.

Regulatory changes. Laws, regulations, and requirements in any jurisdiction may change with little notice. We will inform you of material changes that affect your service, but we are not responsible for regulatory changes that alter the feasibility or terms of a service after engagement.

5. Fees and Payment Terms

The following terms apply to our fees:

Fee quotes: All fees are quoted before work begins and are confirmed in writing via email or a service agreement. Fees may vary depending on the complexity of your requirements, the jurisdiction involved, and any additional services requested.

Third-party costs: Our fees cover our advisory and facilitation services. Government fees, legal fees charged by engaged law firms, bank fees, translation costs, and other third-party charges are typically separate and will be communicated to you in advance.

Payment timing: We generally require payment (or a deposit, as agreed) before commencing work. For larger projects, milestone-based payments may be arranged.

Currency: Unless otherwise agreed, fees are quoted in euros (EUR) or US dollars (USD). Payment methods and currency will be confirmed at the time of engagement.

Refunds: Fees for work already performed are generally non-refundable. If a service fails due to factors within our reasonable control, we will discuss appropriate remedies. If a service fails due to incomplete or inaccurate information provided by you, or due to a third party declining an application, fees for work performed remain payable.

Outstanding payments: We reserve the right to suspend or cease work on any matter where payments are overdue. Late payments may incur interest charges as communicated at the time of engagement.

6. Confidentiality

Confidentiality is central to our business and our clients’ trust.

6.1 Our Obligations to You

We treat all information you share with us as confidential. We will not disclose your personal or business information to any third party unless:

• It is necessary for the delivery of the services you have engaged us to provide
• We are required to do so by law, regulation, or court order
• We have your explicit prior consent

6.2 Your Obligations to Us

You agree to maintain the confidentiality of any proprietary information, processes, pricing, partner relationships, or internal methodologies that you may become aware of through your engagement with us. You will not share such information with third parties without our consent.

6.3 Limits of Confidentiality

Confidentiality does not apply to information that is already publicly available, that you independently obtained from another source, or that we are legally compelled to disclose. We will notify you where legally possible before making any compelled disclosure.

7. Anti-Money Laundering (AML) and Know Your Customer (KYC) Compliance

We take our regulatory responsibilities seriously. As part of our engagement, you acknowledge and agree to the following:

Identity verification: We are required to verify the identity of all clients and, in many cases, the ultimate beneficial owners of entities involved. You agree to provide valid government-issued identification, proof of address, and any other documentation reasonably requested.

Source of funds: We may ask you to demonstrate the source of funds used to pay for services or to capitalise entities we help establish. This is a standard regulatory requirement and not a reflection on your character or business.

Screening checks: We may conduct screening against international sanctions lists, politically exposed person (PEP) databases, and adverse media databases as part of our compliance procedures.

Ongoing monitoring: We may periodically request updated information or documentation throughout the business relationship.

Reporting obligations: If we identify or suspect illegal activity, we are legally obligated to file reports with the relevant authorities. In such cases, we may not be able to inform you that a report has been made.

Failure or refusal to comply with our AML/KYC requirements may result in the suspension or termination of our services without refund.

8. Intellectual Property

All content on privacy-solutions.com, including but not limited to text, graphics, logos, images, page layouts, and software, is the property of Privacy Solutions or its content suppliers and is protected by applicable intellectual property laws.

• You may not reproduce, distribute, modify, or create derivative works from any content on our website without our prior written consent.
• You may not use our trademarks, logos, or branding for any purpose without our explicit permission.
• You may share links to our website pages for personal or informational purposes.
• Any documentation, reports, or materials we prepare specifically for you as part of your service engagement are for your personal use and may not be resold, redistributed, or published without our consent.

9. Limitation of Liability

To the fullest extent permitted by applicable law:

No guarantee of results: Our services are advisory and facilitative in nature. We do not guarantee specific outcomes, including but not limited to successful company registrations, bank account approvals, residency permits, or licence grants.

Third-party actions: We are not liable for the acts, omissions, decisions, or failures of third parties, including but not limited to government authorities, banks, law firms, registered agents, or other service providers.

Client decisions: You are responsible for all decisions made based on information we provide. We recommend that you seek independent legal, tax, and financial advice before making significant business or personal decisions.

Indirect losses: We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, loss of business opportunities, or reputational harm, arising from or related to our services.

Maximum liability: Where liability is not excluded by law, our total aggregate liability for any claim arising from or related to our services shall not exceed the total fees paid by you to us for the specific service giving rise to the claim.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other matter that cannot be excluded or limited by applicable law.

10. Dispute Resolution

We value our client relationships and will always try to resolve any concerns or disputes informally first. If you have a complaint, please contact us at info@privacy-solutions.com and we will make every effort to address the matter promptly and fairly.

If a dispute cannot be resolved informally:

Governing law: These Terms and any disputes arising from them or from our services shall be governed by and construed in accordance with the laws of Montenegro.

Jurisdiction: Any legal proceedings shall be submitted to the exclusive jurisdiction of the courts of Montenegro, unless otherwise required by mandatory consumer protection laws applicable in your jurisdiction.

Alternative resolution: We are open to resolving disputes through mediation or arbitration where appropriate, and encourage you to explore these options before pursuing litigation.

11. Changes to These Terms

We reserve the right to update or modify these Terms at any time. When we make material changes, we will update the “Last updated” date at the top of this page.

For active engagements, we will communicate significant changes to affected clients via email.

Continued use of our website or services after changes are posted constitutes acceptance of the updated Terms. We recommend reviewing these Terms periodically to stay informed of any changes.